Terms of Service

• You must be at least 18 years old and legally able to enter agreements.
• The service is intended for U.S. users submitting information on their own behalf.
• You agree to provide accurate, current information and not impersonate another person.
• Access can be limited where law, partner coverage, fraud prevention or technical restrictions require it.

• CTCLoans accepts requests from $100 to $35,000 for network routing.
• A participating lender may offer a different amount or no offer.
• Specific products, amounts and partners can be unavailable or restricted by state.
• Any credit terms are governed by the lender agreement, not these website Terms.

• Information submitted through the request flow may be shared with participating partners and service providers as described in the Privacy Policy and live consents.
• Depending on the consent presented, partners may contact you by email, phone or text regarding the request or related services.
• Marketing preferences and privacy choices are available through the Unsubscribe and Privacy Choices pages where applicable.
• Referral compensation can influence routing or partner presentation, as described in the Advertiser Disclosure.

CTCLoans does not promise that the process will avoid a hard inquiry. Participating lenders or service providers may obtain consumer-report or verification information under applicable law and the authorization presented in the live process. See Credit Authorization and Credit Inquiry and Data Use.

If you agree to electronic delivery, records and signatures may be provided electronically under the E-Consent. A lender or partner may require a separate electronic-consent agreement.

• A redirect may take you to a website not controlled by CTCLoans.
• Review the partner identity, terms, privacy policy and credit agreement before providing additional data or accepting an offer.
• CTCLoans is not responsible for a third party’s independent credit decision, servicing, website availability or account conduct, except to the extent required by applicable law.

• Do not submit fraudulent, false or stolen identity information.
• Do not interfere with the site, scrape restricted data, bypass security controls or use the service for unlawful activity.
• Do not copy CTCLoans content or branding in a way that falsely suggests affiliation or authorization.

The service is provided to facilitate request routing and information access. CTCLoans does not warrant that a partner will respond, that data supplied by a partner is error-free, or that any particular product will remain available. Operator-specific limitation-of-liability and dispute provisions should be added in final legal review.

• CTCLoans may update these Terms as the service, partners or law change.
• The effective/updated date should appear at the top of the live page.
• Questions about these Terms should use the Contact page.